How Onboarding Works

Setting up your budget takes just a few minutes. Here's what to expect.

Step 1: Enter Your Income

Start by entering your monthly income. This is the total amount you have to work with each month. You can add multiple income sources if needed.

Step 2: Choose Your "Have To" Expenses

Select the essential expenses you must pay each month — things like housing, utilities, insurance, and groceries. Browse organized categories and pick the ones that apply to you. You can set the amount for each expense and choose how it behaves (consistent, variable, or ongoing).

Step 3: Choose Your "Want To" Expenses

Next, select the lifestyle expenses that matter to you — entertainment, dining out, subscriptions, hobbies, and more. A live tracker shows how much of your income you've allocated as you go, so you can balance your budget in real time.

Step 4: Review and Complete

Review your complete budget summary. See your Have To and Want To totals, check that everything looks right, and complete your setup. Your dashboard will be ready to start tracking your spending immediately.